1300 268 371
1300 268 371

Protecting Your Trade Business 

Helping you plan for the unplanned

We believe in getting to know you and your trade business inside out. We understand the unique challenges you face, and that's why our first step is to identify your specific risks. By collaborating with you, we aim to minimise those risks and ensure you have a solid plan when things don't go as expected.


Insurances Essential for Trades and Construction Professionals 

At BICS, we know there are a range of risks when it comes to running a business, particularly in the trade and construction space.

With our proactive approach, you’ll have the support and reassurance you need precisely when it matters most, allowing you to focus on delivering exceptional services to your clients.

Public Liability & Personal Accident Insurance

  • Public and Products Liability Limit options of $5 million, $10 million and $20 million
  • Automatic cover inclusion for spray drift
  • No height restrictions limit available


Personal & Accident Cover

  • Cover "Agreed Value" weekly benefits up to $1,300 Cover a 104-Week benefit period.
  • Financially protect yourself in times of injury Included $100,000 capital benefit cover.





Business Property Cover

  • Cover for when you are leasing or the owner of a shed or warehouse
  • Cover for building or just contents
  • Choice of covers including theft from property, business interruption and glass cover




Tools of trade, work vehicles & trailers

  • Cover for Vans, Utes, Wagons and Tradesman Trailers
  • Hire car cover after theft of vehicle included Options of: ‘Agreed value’ or ‘market value’ cover
  • Optional cover for hire car after accident
  • Windscreen/glass cover - 1 free claim per policy period



Claims Assistance

When something goes wrong, you need your claim processed quickly and efficiently. Our team is ready to jump into action and provide the support you need, exactly when and where you need it most.

Click here to find out more about insurance for painters.

Got Questions?

Contact BICS - Your Experienced Team

Our philosophy is simple—partner with our clients. Our team understands how tough it can be when something goes wrong. We're here to help you get back on track quickly and efficiently.

We pride ourselves on being there for you every step of the way, offering more than just insurance. Our holistic approach means we provide a trusted network of support to help you tackle the everyday challenges of running your business.

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Frequently Asked Questions

Latest Articles for Trade Businesses


New Financial Year, New Risks - Is Your Coverage Ready For What’s Next?

There's something about the final stretch of the financial year that gets business owners thinking bigger. Whatever's on your whiteboard for the year ahead - it's worth pausing to ask one question most business owners forget: does my insurance still match the business I'm becoming?


Five Steps To Help Respond To A Cyber Attack

With cybercrime on the rise, it’s becoming a matter of when, not if, a business will be the victim of an attack. So it’s vital to have a well-developed response plan ready to go in the event of a ransomware attack or other cybercrime.


The Top Three Small Business Risks And How To Mitigate Them

A growing business is something to be proud of - but succession gaps, key person dependency, and cash flow shocks can undo years of hard work faster than you'd think.

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