1300 268 371
 1300 268 371

Protecting Your Small Business 

Helping you plan for the unplanned

Running a small business can be challenging, and we get that. Our first step is getting to know you and your business inside out. We work with you to identify potential risks and partner with you to reduce them. Together, we'll ensure you have a solid plan for when things don't go as planned.


Insurances Essential for Small Business 

Our proactive approach ensures you have the support you need when it matters most.

At BICS, we understand the unique challenges that come with running a small business. Our team is dedicated to providing customised insurance solutions to help you manage and minimise risks specific to your industry.

Business Property Cover

  • Comprehensive Protection for buildings, contents, and stock.
  • Liability Insurance for injury and property damage claims.
  • Rental Income Security if property is uninhabitable.
  • Additional Coverage for glass and machinery breakdowns.




Public and Products Liability Insurance

  • Personal Injury: Covers damages for injuries caused by your actions or product.
  • Property Damage: Protection against liability for property damage caused by your actions or product.
  • Advertising Injury: Covers liability from advertising activities.




Professional Indemnity Cover

  • Civil Liability: Protection against claims from professional conduct.
  • Inquiry Costs: Defence costs for regulatory inquiries.
  • Defence Costs: Coverage for expenses in defending a claim.
  • Fidelity Cover: Loss due to employee dishonesty.



Management Liability

  • Protection for you as owner and director of a business
  • Protects the business and its owner's assets Legal costs to defend claims
  • Employment practices issues - such as bullying in the workplace, or wrongful dismissal claims



Claims Assistance

When something goes wrong, you need your claim processed quickly and efficiently. Our team is ready to jump into action and provide the support you need, exactly when and where you need it most.



Your Experienced Team

Our philosophy is simple—partner with our clients. Our team understands how tough it can be when something goes wrong. We're here to help you get back on track quickly and efficiently.

We pride ourselves on being there for you every step of the way, offering more than just insurance. Our holistic approach means we provide a trusted network of support to help you tackle the everyday challenges of running your business.