Running a small business comes with constant responsibility - from managing staff and serving customers through to protecting your premises, equipment, and day-to-day operations. No matter the industry, unexpected events can disrupt your business quickly, making the right insurance protection an important part of long-term stability and growth.
Small businesses can face a wide range of risks, including property damage, theft, equipment breakdown, cyber-attacks, employee-related exposures, public liability claims, and business interruption following an insured event. Even short periods of downtime or damage to key assets can have a significant financial impact on cash flow and ongoing operations.
We are here to support you, so if you have any questions please don't hesitate to reach out for a chat: 1300
268 371
.png)
There's something about the final stretch of the financial year that gets business owners thinking bigger. Whatever's on your whiteboard for
the year ahead - it's worth pausing to ask one question most business owners forget: does my insurance still match the business I'm
becoming?
.png)
With cybercrime on the rise, it’s becoming a matter of when, not if, a business will be the victim of an attack. So it’s vital to have a well-developed response plan ready to go in the event of a ransomware attack or other cybercrime.
.png)
Whether it’s a shop, office or factory, buying your business premises may be a way to build your asset base and create an income stream from the rent. This can be an especially useful source of earnings when you retire. So what should you consider if you’re thinking of buying your business premises?
.png)
A growing business is something to be proud of - but succession gaps, key person dependency, and cash flow shocks can undo years of hard work faster than you'd think.
.png)
Business email compromise is now one of the most common cyber losses facing Aussie SMEs. This article walks through how a typical email scam unfolds inside everyday payment routines, where money and time are lost, and why it often bypasses basic controls.
.png)
SME insurance costs are shaped by more than base risk, with state taxes, emergency service levies, location, construction, and claims history all adding pressure. This guide breaks down what drives your premium and shows the practical choices you can influence to improve value and structure cover. Ensure every dollar works harder for your business.
Business
Insurance Cover Services Pty Ltd ABN 46 600 141 473 (CAR No 467164) & Aaron Macdonald (AR No 340392)
Authorised Representative of Community Broker Network Pty Ltd | AFSL 233750 | ACN 096 916 184
Our Services |
Financial
Services Guide (FSG)
| Privacy
Policy
| Complaints
& Disputes Handling Policy
Code
of Practice | Family
Violence and Vulnerable Customer Policy
Community Broker Network (CBN) are members of NIBA and as an Authorised Representative of CBN, we subscribe to the Insurance Brokers Code of Practice. The code is a statement of the industry’s commitment to high levels or competency, training and customer service. It also ensures that there is a free and transparent complaints and compliance review process which imposes binding sanctions for any breach of the Code. It is designed to promote better and more professional, informed and effective relationships between insurance brokers and their customers. To view a copy of the Code, click here.