Running a professional services business means your reputation, advice, and expertise are some of your most valuable assets - and they deserve the right protection. Whether you’re a consultant, accountant, financial adviser, marketing agency, IT provider, or other service-based professional, the risks you face are often very different to those of a product-based business.
Professional services businesses can be exposed to professional indemnity and negligence claims, cyber incidents involving confidential client data, management liability exposures, contractual disputes, and public liability risks arising from day-to-day operations. Even a small allegation of incorrect advice, missed deadlines, or data breaches can result in significant financial and reputational impacts.
We are here to support you, so if you have any questions please don't hesitate to reach out for a chat: 1300
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There's something about the final stretch of the financial year that gets business owners thinking bigger. Whatever's on your whiteboard for
the year ahead - it's worth pausing to ask one question most business owners forget: does my insurance still match the business I'm
becoming?
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With cybercrime on the rise, it’s becoming a matter of when, not if, a business will be the victim of an attack. So it’s vital to have a well-developed response plan ready to go in the event of a ransomware attack or other cybercrime.
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Whether it’s a shop, office or factory, buying your business premises may be a way to build your asset base and create an income stream from the rent. This can be an especially useful source of earnings when you retire. So what should you consider if you’re thinking of buying your business premises?
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A growing business is something to be proud of - but succession gaps, key person dependency, and cash flow shocks can undo years of hard work faster than you'd think.
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When your team comes to work unwell, it might feel like dedication — but presenteeism could be costing your business far more than a sick day ever would.
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Business email compromise is now one of the most common cyber losses facing Aussie SMEs. This article walks through how a typical email scam unfolds inside everyday payment routines, where money and time are lost, and why it often bypasses basic controls.
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Insurance Cover Services Pty Ltd ABN 46 600 141 473 (CAR No 467164) & Aaron Macdonald (AR No 340392)
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Community Broker Network (CBN) are members of NIBA and as an Authorised Representative of CBN, we subscribe to the Insurance Brokers Code of Practice. The code is a statement of the industry’s commitment to high levels or competency, training and customer service. It also ensures that there is a free and transparent complaints and compliance review process which imposes binding sanctions for any breach of the Code. It is designed to promote better and more professional, informed and effective relationships between insurance brokers and their customers. To view a copy of the Code, click here.