Business Insurance

Insuring Against Business Email Compromise
22 Jan

Business email compromise is now one of the most common cyber losses facing Aussie SMEs. This article walks through how a typical email scam unfolds inside everyday payment routines, where money and time are lost, and why it often bypasses basic controls. Read More…

Why Are My Premiums So High?
22 Jan

SME insurance costs are shaped by more than base risk, with state taxes, emergency service levies, location, construction, and claims history all adding pressure. This guide breaks down what drives your premium and shows the practical choices you can influence to improve value and structure cover. Ensure every dollar works harder for your business. Read More…

Protecting Tradies is Good for Your Business
22 Jan

Tradies may be the lifeblood of your business, but are you protecting them against the risk and hazards in your workplace? Find out more about how you can better protect them and your operations. Read More…

Is Your Business Ready for the Next Grey Rhino?
22 Jan

In the 2020s, pandemics, cyberattacks, extreme weather and supply chain shocks all collide. We explain how to use a ‘grey rhino’ lens to update your risk plan and business insurance for the decade ahead. Read More…

Risk Planning for Peak Trading Periods
18 Dec '25

Seasonal surges put year-round systems under strain as stock volumes rise equipment runs hotter and temporary staff join quickly. This article outlines how spoilage protection safe staffing liability settings and practical continuity planning can reduce loss, support stable trading, and help your business manage pressure when demand intensifies. Read More…

Critical 2026 Insurance Trends Every SME Must Watch
18 Dec '25

2026 brings a tougher insurance environment as claims inflation, catastrophe losses, and cyber enforcement all intensify. This article unpacks the key SME trends in affordability, availability, and resilience, and offers clear steps to review limits, update wordings, test continuity plans, and sharpen everyday risk controls across the business today. Read More…

Tools & Tips to Handle Summer Weather Risks Effectively
18 Dec '25

Summer weather risks are intensifying, with increased heat, heavier rain, and stronger storm and fire conditions expected across Australia. This piece outlines the practical steps SMEs can take now to protect people, assets, supply chains, equipment, and operations, and to strengthen resilience & business continuity before extreme conditions peak. Read More…

Don’t Let Business Blind Spots Catch Your SME Off Guard
27 Nov '25

For Australian SMEs, the biggest threats aren’t always the ones making headlines. Inflation and cyber-attacks grab attention, but it’s the unseen risks that can do the most damage. Read More…

Psychological Injury Hotspots Across Industries
27 Nov '25

Psychological injury claims have doubled in the past six years in Australia’s most populous state of NSW. They represent about one in eight workers’ compensation claims. These claims make up an outsized 38% of Australia’s total claim costs. Read More…

Lawsuit? What To Do if Your Business Is Served
27 Nov '25

Businesses in the construction, retail and hospitality are more likely than other sectors to be sued, says the Ombudsman. Clients, customers, other companies, shareholders, members of the public, and employees can file a claim against your business. Read More…

The Annual Risk Health Check: Why Every SME Needs It
27 Oct '25

Your business can change a lot in a year – expanding, shifting online, hiring staff, or upgrading equipment. Read More…

Top 10 Challenges Facing Small and Medium Businesses in 2025
22 Oct '25

Australia’s SMEs are navigating a complex environment in 2025. Economic volatility, regulatory complexity, and evolving security threats have created a perfect storm of pressures that test the resilience of even the most established businesses.  Read More…

Right to Disconnect: Employee Wellbeing vs. Operational Readiness
15 Oct '25

Twelve months have elapsed since Australian businesses first grappled with the Right to Disconnect legislation. This August marked a significant expansion, with protections now extending to approximately 97% of SMEs, including those with fewer than 15 employees who previously operated outside its scope. Read More…

Surging Cyber Threats in Healthcare
8 Oct '25

Australian healthcare faces a steep rise in cyber risks, growing in scale and sophistication. Read More…

When Tool Theft Strikes Your Hardworking Tradie Business
24 Sep '25

Battery-powered tools are now prime targets for thieves. Such tools are lightweight, valuable, and easy to resell on the black market, particularly online, even though they’re unlikely to fetch more than one-third of the original purchase price. Read More…

No Office, No Servers—No Insurance? Think Again
24 Sep '25

Across Australia, more businesses are operating without offices or in-house servers, choosing cloud-based platforms instead. Remote and flexible work has accelerated this switch for thousands of SMEs. Read More…

Insurance for hairdressing and beauty services businesses
17 Sep '25

Australia is home to more than 25,000 hairdressing and beauty services businesses. If yours is among them, you’ll know how tough building a loyal base of customers and a protable enterprise can be. Read More…

Making sure your real estate business is properly insured
5 Sep '25

Australia is home to more than 46,000 real estate businesses. If yours is among them, you’ll know how tough working in and around the property industry can be. Read More…