Your business deserves protection as unique as your vision. That's why our team is passionate about helping you make smart decisions that
safeguard your future.
Dive into our latest collection of risk management insights, handpicked by our experts who understand the challenges you face every day.
These articles and case studies aren't just information; they're your roadmap to finding insurance coverage that truly fits your needs and
gives you peace of mind.
We are here to support you, so if you have any questions please don't hesitate to reach out for a chat: 1300
268 371
In force since November 2024, the federal government’s Same Job Same Pay legislation applies predominantly in situations where labour hire workers perform the same duties as directly employed staff, ensuring they receive equivalent pay.
In force since November 2024, the federal government’s Same Job Same Pay legislation applies predominantly in situations where labour hire workers perform the same duties as directly employed staff, ensuring they receive equivalent pay.
Insurance for hairdressing and beauty services businesses
Australia is home to more than 25,000 hairdressing and beauty services businesses. If yours is among them, you’ll know how tough building a
loyal base of customers and a protable enterprise can be.
Renting Out Your Commercial Space? Know Your Risks
Leasing your property can be a great way to generate steady income, but many landlords underestimate the risks that come with it. Spotting
those early makes it easier to protect both your building and your cash flow.
Making sure your real estate business is properly insured
Australia is home to more than 46,000 real estate businesses. If yours is among them, you’ll know how tough working in and around the property industry can be.
When you transfer ownership of your business, you’re not always eliminating your exposure to risks. Liabilities tied to past operations,
employee claims or professional services can persist long after the sale is finalised.
Electric vehicles (EVs) are no longer niche but an increasingly larger part of how businesses move, deliver, and operate. But they also
raise new insurance questions—especially around lithium batteries, workplace charging, and transport risks that may not be covered by
standard policies.
Australian businesses are feeling the squeeze of rising insurance premiums, building costs, and extreme weather—but a more silent threat is
growing: underinsurance.
Insurance industry guide: landscape gardeners and tree loppers
Aussies love a backyard, so it’s no surprise landscape gardeners are thriving. A number of dierent business models operate across the
sector, including sole traders and proprietary limited companies and insurance diers across these options.
Case Study: How Proper Insurance Coverage Saved Petrie Real Estate After a Devastating Fire
When fire tore through a commercial complex in May 2024, one real estate business owner watched her world stop. But while neighbouring businesses struggled without proper coverage, Petrie Real Estate had a different story.
AI’s rise brings hidden risks. Cybercriminals are using the same technology to launch smarter scams. In Australia, 82.6% of recent phishing
attempts involved AI, with phishing emails jumping 17.3% in six months.
Running a professional services business – whether you're a lawyer, accountant, engineer or consultant – comes with opportunities, but
also challenges and risks.
Is Your Roof Maintenance Up to Scratch? How to Go About It
In Australia, it’s not simply the age of your roof that determines whether your insurance claim will be paid. What matters more is the cause
of the damage—was it due to a lack of maintenance or the result of a storm?
Running a small business involves navigating various challenges and risks. Steadfast’s Broker Technical Manager, Michael White, shares his
top five tips to help small business owners avoid many of the most common insurance pitfalls.
If your SME is using or planning to use electronic surveillance, this article outlines what you need to know to stay compliant. In retail,
logistics, and professional services tracking staff can seem like a smart move to reduce theft, lift productivity, or manage off-site work.
But is it?
SMEs Expect More Than A Renewal Reminder From Their Broker or Adviser
Australians now expect the same level of digital ease from their insurer as they do from Uber or the ATO. In fact, three in five SMEs say
speed, simplicity, and clear communication matter most throughout the insurance experience.
Running a small or mid-sized business in Australia means juggling costs, staffing, and cash flow. All that is before unexpected challenges
arise. Whether it’s a natural disaster, a sudden transport incident, or a cyberattack, a single unforeseen event can disrupt your entire
operation.
Bots, Breaches and Business: Cyber Risks for SMEs Evolve
Cyber threats are evolving faster than most businesses can keep up, and Australian SMEs are now in the crosshairs. With bots, artificial
intelligence-driven attacks, and regulatory changes hitting all at once, it’s a smart time to ask: Is your cyber coverage still fit for
purpose?
Knowing what scams are out there and what you can do to help prevent them can be crucial for safeguarding your business. Here are some of
the most common scams and their tactics, to help protect you and your business.
For small business owners, dealing with an insurance claim can be a bewildering experience, especially if you have never had to make a claim
before. So, it pays to know who does what when it’s time to ring your broker to let them know you’ve had an insurable event.
Running your own show is a busy business. When you’re hard at it dealing with challenges in the here and now, it’s all too easy for future
planning to take a backseat. That’s part of the reason why thousands of small businesses don’t have a succession plan in place.
These days, ‘keeping up a good shopfront’ doesn’t just mean ensuring your bricks and mortar premises are in apple pie order. Having a web
site that’s fresh, informative, user friendly, easy to locate and lightning fast is every bit as important, if not more so.
Community Broker Network (CBN) are members of NIBA and as an Authorised Representative of CBN, we subscribe to the Insurance Brokers Code of
Practice. The code is a statement of the industry’s commitment to high levels or competency, training and customer service. It also ensures
that there is a free and transparent complaints and compliance review process which imposes binding sanctions for any breach of the Code. It
is designed to promote better and more professional, informed and effective relationships between insurance brokers and their customers. To
view a copy of the Code, click here.