Your business deserves protection as unique as your vision. That's why our team is passionate about helping you make smart decisions that safeguard your future.
Dive into our latest collection of risk management insights—handpicked by our experts who understand the challenges you face every day. These articles and case studies aren't just information; they're your roadmap to finding insurance coverage that truly fits your needs and gives you peace of mind.
We are here to support you, so if you have any questions please don't hesitate to reach out for a chat: 1300 268 371
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Claims farming – also known as claims harvesting - is on the rise in Australia. It’s a practice that can impact any business, often without warning.
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When you transfer ownership of your business, you’re not always eliminating your exposure to risks. Liabilities tied to past operations, employee claims or professional services can persist long after the sale is finalised.
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Electric vehicles (EVs) are no longer niche but an increasingly larger part of how businesses move, deliver, and operate. But they also raise new insurance questions—especially around lithium batteries, workplace charging, and transport risks that may not be covered by standard policies.
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Australian businesses are feeling the squeeze of rising insurance premiums, building costs, and extreme weather—but a more silent threat is growing: underinsurance.
Aussies love a backyard, so it’s no surprise landscape gardeners are thriving. A number of dierent business models operate across the sector, including sole traders and proprietary limited companies and insurance diers across these options.
When fire tore through a commercial complex in May 2024, one real estate business owner watched her world stop. But while neighbouring businesses struggled without proper coverage, Petrie Real Estate had a different story.
AI’s rise brings hidden risks. Cybercriminals are using the same technology to launch smarter scams. In Australia, 82.6% of recent phishing attempts involved AI, with phishing emails jumping 17.3% in six months.
Running a professional services business – whether you're a lawyer, accountant, engineer or consultant – comes with opportunities, but also challenges and risks.
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In Australia, it’s not simply the age of your roof that determines whether your insurance claim will be paid. What matters more is the cause of the damage—was it due to a lack of maintenance or the result of a storm?
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Running a small business involves navigating various challenges and risks. Steadfast’s Broker Technical Manager, Michael White, shares his top five tips to help small business owners avoid many of the most common insurance pitfalls.
If your SME is using or planning to use electronic surveillance, this article outlines what you need to know to stay compliant. In retail, logistics, and professional services tracking staff can seem like a smart move to reduce theft, lift productivity, or manage off-site work. But is it?
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Australians now expect the same level of digital ease from their insurer as they do from Uber or the ATO. In fact, three in five SMEs say speed, simplicity, and clear communication matter most throughout the insurance experience.
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Running a small or mid-sized business in Australia means juggling costs, staffing, and cash flow. All that is before unexpected challenges arise. Whether it’s a natural disaster, a sudden transport incident, or a cyberattack, a single unforeseen event can disrupt your entire operation.
Cyber threats are evolving faster than most businesses can keep up, and Australian SMEs are now in the crosshairs. With bots, artificial intelligence-driven attacks, and regulatory changes hitting all at once, it’s a smart time to ask: Is your cyber coverage still fit for purpose?
Knowing what scams are out there and what you can do to help prevent them can be crucial for safeguarding your business. Here are some of the most common scams and their tactics, to help protect you and your business.
For small business owners, dealing with an insurance claim can be a bewildering experience, especially if you have never had to make a claim before. So, it pays to know who does what when it’s time to ring your broker to let them know you’ve had an insurable event.
Running your own show is a busy business. When you’re hard at it dealing with challenges in the here and now, it’s all too easy for future planning to take a backseat. That’s part of the reason why thousands of small businesses don’t have a succession plan in place.
These days, ‘keeping up a good shopfront’ doesn’t just mean ensuring your bricks and mortar premises are in apple pie order. Having a web site that’s fresh, informative, user friendly, easy to locate and lightning fast is every bit as important, if not more so.
Here are five steps to help you ensure you have the optimum cover in place in 2025.
Starting a company that’s ready to grow without burning you out begins with having the right vision, operational plan and systems.
Whether you're a business owner watching your inventory float away or a homeowner staring at a hole in your roof, knowing exactly what to do can mean the difference between a smooth recovery and months of headaches.
As your business grows and evolves, so could your insurance needs. Expanding your business, whether by increasing the scope of your operations, hiring more employees or opening a new location, may require careful consideration of your insurance coverage.
Bushfire, cyclone, flood – Australia is no stranger to natural disasters.
You may be paying for insurance, but if you’re underinsured, you could be taking a big risk.
Business Interruption Cover is designed to protect your business income in the event of a closure caused by unforeseen circumstances.
As a small business owner, you don’t need to be told that running an enterprise has its fair share of risks. Learning to deal with them effectively is critical, if yours is to prosper and grow.
It's not if but when a business will experience a cyber breach. Which means it's vital to be prepared before one happens.
It’s a season of new growth and revitalisation, which is why spring is the perfect time to make sure your insurance cover is fitfor-purpose for your business.
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Business insurance can look complicated but once you understand the basics, you’ll find it much easier to talk to your broker about your needs.
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