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Liability Insurance Cover for Painters  

Liability cover is essential for your painting business. If you damage someone else's property or cause an injury whilst completing work, you’re going to need insurance. At Business Insurance Cover Services, we source liability cover tailored to the needs of the painting industry. That means no spray drift exclusions are included in the policy wording and you’ll have the option to include no height restrictions.

 


Request Quote for Liability Cover

We've changed how we assist.

With the ever changing insurance industry, we have now introduced a more individual focus to your quoting

Instead of Clicking buttons and not talking to anyone about your cover and needs.

One of the team will be in touch once you complete the below details, to seek out a quotes from a number of the insurers we work with.

Making sure the cover is right for you.

How soon do you need your quotation
Occupation
Limit of Cover for Quote
Are you a Likeminded Painters Member 
(Facebook or Paid Member )
How many Manual Workers (including yourself)
Postcode and Suburb

Please provide percentage breakdown of the type of Work performed (must total 100%)

Residential/Domestic %
Commercial/Body Corporate %
Industrial  %
First Name
Last Name
Email Address
Phone NumberPhone Numer
Any Additional Information to Assist us with your Enquiry
Would you like Information about other covers for your business

By Clicking Send, you are allowing 'Business Insurance Cover Services Representatives' to seek indicative quotes based on the above information, and to contact you with the quotes for review.

Quotes are still subjective to the insurers individual underwriting criteria and 'Duty of Disclosure'.

Quotes will be based on you not experiencing any Claims or Bankruptcy history.

In the event you disclose any claims or adverse history, we will review your quotes and options available for you before presenting ANY insurer offers and terms.

For all Terms and Conditions as well as your 'Duty of Disclosure' responsibilities please see below sections and links. 



Quotes available from multiple Insurers Insurers



     

Your choice of $5m, $10m and $20m cover limits




   Option to select inclusion of tax disputes,
audit covers and legal expenses cover




   Working at Height Options
(subject to underwriter guidelines)




    Spray Drift Cover Available
(Selective Insurers)




        Monthly Payment Option Available 
through ARTEVA Funding




Why do I need it ?


No matter how careful we are at work some accidents are almost impossible to avoid. Circumstances which lead to accidents and injuries are often beyond our control.

Ultimately, it’s better to be covered for when things do go wrong than face a lengthy legal battle and a potentially business-crippling payout. If you’re uninsured you’re putting your business at risk, so why take the chance?

Liability insurance protects you, your staff, and sometimes even contractors, from a claim of damage or injury they may have caused.

Commonly known as Public Liability Insurance, you’ll be covered for damage caused to someone else’s property as well as for when someone who isn’t working for you gets injured. 

What does it cost?


From as little as $1.50 a day you can be covered. Compare that to a $5 take away coffee or an $8 schooner of beer and liability insurance will be one of the most affordable investments you’ll ever make. Now compare $1.50 a day with the cost of not having insurance; some claims run into thousands of dollars plus legal fees.

At Business Insurance Cover Services, we pride ourselves on getting you the right insurance for right now. That means we understand the painting industry and know how to source coverage that is both affordable and tailored to your needs.

What we won’t do is set you up with cheap insurance that doesn’t cover your business. Our aim is to ensure you have the most appropriate coverage for when something goes wrong.

Find out how affordable liability coverage can be by starting an online quote today.


What happens at claim time?

 

If you ever receive a liability claim it’s likely your first reaction will be to get annoyed, angry and even upset. The claim typically comes in the form of a 'Letter of demand', where the other person or business is seeking some form of compensation for the damage or injury.

It can be a frightening experience, like someone is trying to come after your business and make you pay. In that state of mind, the worst thing you can do is try to sort it out yourself.

As soon as you receive a claim the best thing you can do is be proactive and contact us straight away. We take the stress out of the process and work on your behalf. We’ll guide you through a clear step-by-step approach, helping you to fill out and submit forms and acting as the middleman between you and the insurer.

We work to resolve matters as thoroughly and efficiently as possible so that you can concentrate on what you do best – running your business.